Funds Availability Notice

MECU's policy is to make the first $100 of a deposit available by the first (1st) business day after the day of your deposit. The remaining deposited amount of local checks is typically available within two (2) business days after the day of deposit. The remaining deposited amount of non-local checks is typically available within five (5) business days after the day of deposit. In some cases, the availability of deposited funds may be delayed for a longer period of time. Should this occur, you will receive notice of delay.

BillPayer Disclosure

MECU Privacy Policy Disclosure

Membership Agreement and Account Disclosure

Online Banking Information Sheet, Disclosures, and Access Agreement

Regulation D


Equal Housing Lender – We do business in accordance with the federal Fair Lending Laws.
NCUA – The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
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